LIFE & FLAWS

Keeping up with the theme of supporting local from my previous  post – New Year, New Me Bull , I thought I would share some of the African developed apps that we should have and also riding on the twitter wave that we should normalise supporting South African businesses first before supporting the big dogs whether  it’s black or white doesn’t really matter. Let’s support local first and if one local business does not give you quality service try the next local business. Try at least supporting 3 local business before you go to the international conglomerate. ·        Moya Messenger – This a messenger app that enables its users to communicate without the use of data provided they don’t send any attachments. Sending attachment is not data free. No charges on voice notes though. It’s data free when your sim is from a supported South African mobile network. All you do is switch on your data and you good to go. There are features on the app as well ...

We have a variety of streaming platforms where you can binge watch on movies and series as much as you want and when you want and we are so spoilt for choice that you can stop subscription with one streaming platform and join the other. Thank heavens they are no contracts involved. But quite honestly, they may look the same but the services they offer are somewhere somehow different from the other depending on your likes and what works for you, now here are some of the popular streaming platforms in South Africa. Netflix can be streamed on smartphones, tablet, laptop actually almost any smart phone. There are no ads while watching, 👍, there’s a saving mode, yay and of course you can download series online and watch them offline. Here are the different price plans: ·        R99 – Basic, you can watch on 1 screen at a time ·        R139 – Standard, you can watch on 2 screens at a time   ·     ...

 Yep and just like that, 2020 is almost over and if there’s anything 2020 has taught us, it’s to be grateful of the little that we have and that start with what you have. I’m not big on “The new year is going to be my year” bull. Next thing you know, 1 st January 2021 is 01 January 2020 version 2.0, nah buddy. But there are things that I would like to start doing as of tomorrow and some I’ve already started doing and I just wish to carry this through for the next 12 months: 1.        Start now, start today . At some point during the course of the year I had depleted my savings and that’s because I feel into the “middleclass income trap” and thought that I had a lot of money and I actually didn’t really have and spent all of it. Anyway, this was around August this year and after reading some financial literacy books I put word into practice. So, I slowly started working one of the 3 savings strategies I have, which is really practical – I deposited ...

It’s hard to make friends in your twenties and thirties, I think the only time you make friends is if you are currently studying, your colleagues at work or perhaps someone that lives in the same complex as you…maybe?...no? Anyway, some people say the other places to make friends is at the salon…Do your nails, at the same place, every 2 weeks and see what happens. Or rather when your child is invited to another kid’s birthday party and then you are forced to make conversations with other parents and then you realize that you tried but you just don’t share anything in common with these people or some similarities but still. So here I am living alone, my friends are either busy, live too far or preparing for their year-end exams and I found myself really bored, like extremely bored…I tried sliding in on an acquittance’s DMs but his acting all celebrity on me so that ended nowhere…I tried tinder and hooked up with a guy and well, argh it was not worth sticking around and then I came acr...

This is part 2 of how to raise money for your business from investors/lenders other than the government and the different ways in which  "private investors" can assist in funding your company by either being a: Venture Capitalist- are firms that normally invest money in start-ups in exchange for equity in the company. They do a proper analysis of your business before investing like your business plan, the business financial statement and the other details to determine what is the expected return on investments for them. Angel/Seeding investing(investors) -They operate similar to venture capitalist. These are private individuals investing their money into a start-up. These are investor like any other investor need a ROI but the capital given by the angel investor can be either converted to debt or ownership of equity. Crowdfunding – here, you can appeal to the public virtually in most cases to fund your business. This trend is growing in other parts of the world. With...