New Year, New Me Bull
1.
Start now, start today. At some point during the course of the
year I had depleted my savings and that’s because I feel into the “middleclass
income trap” and thought that I had a lot of money and I actually didn’t really
have and spent all of it. Anyway, this was around August this year and after reading some financial
literacy books I put word into practice. So, I slowly started working one of the
3 savings strategies I have, which is really practical – I deposited R10 at the
end of week 1 into my kitty at the beginning of October, R20 into the kitty in
week 2 and R30 in week 3, I’ve been doing this since and I hope I follow
through for the next 52 weeks ( didn’t wait for the 1st of Jan). I
have set a reminder each week on my calendar to remind me of how much and when I
need to deposit. I do this every Friday.
2.
Execute, Implement, Execute, Implement - We’ve read books on motivation and autobiographies
of the greatest businessmen or superstars of our time and how they made their wealth
and now it’s my turn. I’m putting all that I have read into practice. I don’t
want to be them, I just want to achieve my highest potential. You know how they
say when you are around 2 smart people, the you are the 3rd smart(est) person in that group. Or, if you around 4 prayer warriors then you are the 5th
prayer warrior, yep. I’m going to be intentional on who I surround myself with,
who I follow on social media, my thoughts. Come to think of it, the likes of Tiger
woods, Bill Gates, Serena William that F1 Hamilton guy…these people are/were
intentional. They put in the hours, read on it, worked on it and eventually became
it and the best at it. They are like the average person only difference is that
they put in a bit more effort in what they wanted to accomplish and achieve. With
that in mind it’s never too late 😉. We are reading books on how great
they are and how their minds work...we know the secret, now lets apply that into our lives. And that’s our biggest hurdle, we plan and set goals about things in our
lives but the execution and implementing of those thoughts and dreams is where the
problem is (sigh).
3.
Support Local – I've been wanting to do this. This is my
intention as of today. If I need to buy something. I need to source it locally…Jeans? Tshepo jeans or Woolworths jeans that are made in South Africa. There are a number of
designers that make day-to-day shirts, blouses, skirts. I think majority of
South Africans when they think local brands they picture high-end fashion. Sneakers…come
on guys. Drip and Bathu amongst other brands are taking over
the South African sneaker market. And there’s a misconception that local brands
are more expensive which is not always the case (read this – https://www.businessinsider.co.za/foschini-mr-price-truworths-are-moving-away-from-chinese-imports-2020-10
and https://www.moneyweb.co.za/news/companies-and-deals/south-african-retailers-turn-from-china-to-source-local-clothes/
). Also it’s not such a bad idea to grow the local economy akere.
4.
Learn to filter
– when I say learn to filter I actually mean, learn to filter the
nonsense that we read from social media to what is really news-worthy. We are
so consumed on reading about what’s happening in the life of someone famous, yet
we don’t read on where to enrich ourselves with free online course that are
given (educate yourself). We need to perhaps take the time to read about our history
(e.g. politically, genetics) or we'll only know what social media feeds us. We are doing yourself the greatest injustice when we follow useless trends when we could’ve put that energy into something worthwhile. Education does not only
take place at a lecture hall or a classroom. I need to constantly remind myself that every time I'm on twitter (time allocation : 30% trends - 70% informative)
5.
Be consistent –
You’ve heard it before, you’ll hear it again and you’ve probably said that to
yourself. I blog but I’m not as consistent as I would have liked because instead
of blogging twice a week, I blog once a week (I’m working on it). We went to varsity
and had a consistent routine on when and how to study but as soon as you
graduated we threw that out the window and didn’t implement the same type of
consistency for our next goals. Maybe we suck at certain things because we didn’t
learn anything from the consistency that we applied in varsity into our adulthood.
It’s said how we are consistent when it comes to the external things (paying back
car loan 🙆, paying debt, paying for some-else’s happiness) but cannot be consistent
in the things that make us happy and enjoy doing.
So tomorrow its a new day, another day to reset, what are you
going to do consistently going forward. Don’t wait for 2021, if you can’t now
then you can’t tomorrow.
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